Posts by esPozz54fG
The Risks of Distracted Driving
Operating a car while distracted – by dialing a cell phone, texting, or even picking up a dropped object in the car – increases the chance of getting into an accident by a factor of 23. Travelers has put together a short video explaining the risks and hazards of distracted driving at http://www.youtube.com/watch?v=bu27tdKJc5U&list=SPsPkdc_BejTgaurMLCAK1cl6C2rBL0D9d
Read MoreReducing the Risk of Damage from Operating a Washing Machine
A washing machine can pose a significant risk of water damage, especially if it is connected to a home’s water supply by a rubber hose. Hundreds of gallons of water can be released in a short time if the hose breaks while you are out. Travelers has created a short video illustrating the risks involved…
Read MoreHome Insurance and Knob and Tube Wiring
My home was built in 1932 and I have knob and tube wiring in my walls. Is this safe? Many homes built in the before World War II had a type of wiring known as “knob and tube” originally installed. This practice has been discontinued, and modern building codes specify wires plastic, PVC or metal…
Read MoreHome Insurance and Aluminum Wiring
My home was built in 1970 and I have aluminum wiring in my walls. Is this safe? Many homes built in the late 1960’s to late 1970’s had aluminum wiring and components originally installed. This practice has been discontinued, and modern building codes specify copper wiring and components. Aluminum wiring is not necessarily unsafe in…
Read MoreElectrical Fires and Home Insurance
How can I help prevent electrical fires in my home? The risk of electrical fire can be minimized by following some simple rules: – Extension cords should never be run under carpeting or area rugs. Foot and chair traffic may damage the insulation on the cord over time, and exposed wire very possibly can cause…
Read MoreSinkholes and New Jersey Home Insurance
Q: Does my home insurance cover me from damage caused by sinkholes? A: Sinkholes have been in the news recently as a home in Florida was swallowed up on Tuesday, killing the occupant in the process. New Jersey home insurance generally does not cover sinkholes by default, they are excluded, even on very high-end policies. …
Read MoreHurricane Sandy Recovery Information
The following information on Hurricane Sandy was provided by FEMA and is being republished here for your information and awareness. Sandy Recovery Bulletin New Jersey | DR-4086-NJ | Hurricane Sandy The State of New Jersey and the Federal Emergency Management Agency are committed to providing the most relevant information to survivors of Hurricane Sandy. We…
Read MoreHurricane Sandy Recovery – Beware of Scams
The following information on Hurricane Sandy was provided by FEMA and is being republished here for your information and awareness. Sandy Recovery Bulletin New Jersey | DR-4086-NJ | Hurricane Sandy The State of New Jersey and the Federal Emergency Management Agency are committed to providing the most relevant information to survivors of Hurricane Sandy. We…
Read MoreHow Can I Prevent Frozen Pipes in my Home?
Preventing Damage From Frozen Pipes During winter months, the water pipes in a house are at risk of freezing. Frozen pipes can burst and can cause substantial damage to your home. Here are some simple tips to prevent the frozen pipes. Keep your thermostat set to the same consistent temperature throughout the day and night.…
Read MoreFEMA Assistance – Hurricane Sandy
HOW TO APPLY FOR ASSISTANCE Those in the county designated for assistance to affected residents and business owners can begin the disaster application process by registering online at www.DisasterAssistance.gov, by web enabled mobile device at m.fema.gov or by calling 1-800-621-FEMA (3362). Disaster assistance applicants, who have a speech disability or hearing loss and use TTY,…
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