Power Outages and Insurance

The Power Is Out And I Had To Throw Out The Food In My Refrigerator! During the recent storms we’ve had, many homeowners have gone without power for extended periods of time.  Many of our customers have lost food stored in their refrigerators or freezers as a result. The truth about home insurance when it…

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Home Insurance – Tree Coverage – It’s Complicated

Does Home Insurance Cover Tree Damage? We often get asked about how a homeowner’s policy covers trees that are damaged or cause damage on a homeowner’s property.  The following generally summarizes coverage on a typical home insurance policy for different scenarios for storm damage (your specific policy and claim may have differences): If a tree…

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Home Valuations – 8 Important Things to Consider

Home Valuations How can I be sure my home is valued correctly on my insurance policy? With the present market conditions adversely affecting the sales price of homes throughout the country, many people are unsure how best to value a house for insurance.  Here are a few facts to consider: A home insurance policy is…

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Summer Safety Tips

The PIA, a professional insurance organization we belong to, has published the following safety tips for summer. We thought we would pass them along to all of our customers. Have a great summer! —————————————————- Enjoy your summer without getting burned Summer is a carefree time when most of us are thinking about fun in the…

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Personal Injury and ID Fraud Insurance

Protect yourself from civil lawsuits and ID theft with your home, condo, or tenant’s insurance: NJ Insurance Agent: Personal Injury and ID Fraud / ID Theft – Rocco Esposito www.espositoins.com

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Car Insurance For NJ Teenagers

The state of New Jersey has recently enacted a new set of regulations May 1, 2010.  Teenagers 16-20 years of age who have a permit or probationary driver’s license face a host of new restrictions: –          They may only drive between 5:01 AM and 11:00 PM –          They may only transport one passenger besides her…

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