Posts Tagged ‘auto insurance’
Your NJ Auto Insurance Policy: 3 Things to Know When Adding Your Teen Driver
Have you ever wondered how your auto insurance policy will change when your child first learns to drive? Here are 3 things you should know about your changing auto policy for when your teen gets behind the wheel. 16 Can Be Expensive. The crash rate per mile driven is 1.5 times higher for 16-year-olds than…
Read MoreAm I covered if my car is stolen?
It depends on the type of insurance coverage that you have. If you opted for state minimum requirements, then you only have coverage for liability, so the answer is most likely no. On the other hand, if your car has comprehensive coverage, then the answer is most likely yes! New Jersey only requires drivers to…
Read MoreInsurance Tips For Newlyweds
Being newly married is exciting, but it also comes with a lot of new responsibilities. One important responsibility is reevaluating your insurance coverage. Use the following tips to make sure you are adequately protected: Check Your Health Care Coverage Options Health care coverage is important because it covers the costs of preventative checkups, medications, and…
Read More#SaveYourSelfie: A Movement to End Distracted Driving
Between 2004 and 2013, the state of New Jersey experienced nearly 1.4 million motor vehicle accidents involving a distracted driver. These accidents resulted in more than 1,600 deaths and thousands more injuries. These staggering statistics encouraged New Jersey lawmakers to take action—as of July 1, 2014 the fines for talking or texting on a cell…
Read MoreThe Most Common Causes of Car Accidents
Car accidents happen everywhere, every day. Most people at least know someone who has been in a car accident if they, themselves have not. If you have been in an accident and are reading this, consider yourself lucky: approximately 1.2 million people die every year from car accidents, and by the year 2020 that number…
Read MoreHow Much Car Insurance Do You Need?
Whether you’re choosing your first auto insurance policy, making a switch, or looking for additional coverage, it is important to understand the basics of car insurance. Here’s what you need to know: Types of Car Insurance Coverage There are many types of auto insurance policies available. These policies provide various levels of protection. Some drivers…
Read MoreWhy Do I Need Insurance to Cover Uninsured or Underinsured Drivers?
Uninsured/underinsured motorists coverage on an auto policy (also known as UM/UIM) is an important coverage component all drivers should have. This coverage protects drivers in situations where they are involved in an auto accident with a driver who carries minimal insurance limits or is driving without any insurance at all (a common occurrence, unfortunately). Understanding…
Read MoreWhat Type of Insurance Do Young Adults Need?
More Than Just Auto Insurance… Young adults need to make sure that they do not under-insure themselves. It is common for younger drivers to pay more for their auto insurance, since they tend to lack road experience and often do not react quickly or correctly in dangerous situations. A common technique many online and direct…
Read MoreControlling the cost of your auto insurance when you have a teenage or young adult driver
Auto insurance can become very expensive when you add a teenager or other newly licensed driver, such as an au pair, to your policy. Over half of all young males will have an accident in the first year of obtaining a license. Auto insurance companies tend to charge for their presence on the policy with…
Read MoreWhat is Gap Insurance?
Gap Insurance and Automobile Coverage When you have a loan or lease on your car and the car is totaled, often the market value of the vehicle is less than the money you owe the bank. This means you are “underwater” and have to pay money out of your pocket to pay off the loan…
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