Posts Tagged ‘flood insurance’
Hurricanes and Flood Insurance: The Basics
When Do Hurricanes Normally Occur? The Atlantic Hurricane Season is the portion of the year when hurricanes are more likely to form within the Atlantic Ocean; the season spans from June 1st to November 30th. Each year, during these more active months, damages cost the U.S. hundreds of millions of dollars. According to the National…
Read MoreHow Homeowners Insurance Works
When was the last time you reviewed your homeowners insurance policy? Do you know exactly what is and is not covered? With every insurance plan varying in coverage and cost, it’s important to understand what your personal policy includes. Though not every plan is the same, there are quite a few aspects of insurance that…
Read MoreInsuring New Jersey Coastal Properties
Q: How does an investment property get valued for insurance? The best coverage will require that a building be valued at the reconstruction cost, which often is more than the cost to purchase, particularly if a building is distressed. This will allow you to have replacement cost coverage. Conversely, many policies will allow you to…
Read MoreFEMA Assistance – Hurricane Sandy
HOW TO APPLY FOR ASSISTANCE Those in the county designated for assistance to affected residents and business owners can begin the disaster application process by registering online at www.DisasterAssistance.gov, by web enabled mobile device at m.fema.gov or by calling 1-800-621-FEMA (3362). Disaster assistance applicants, who have a speech disability or hearing loss and use TTY,…
Read MoreThe Truth About Flooding:Sump Pump, Drain and Sewer Overflow Damage
New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by their sump pump failing and by outright flooding. As such, we are now suggesting that all Garden State homeowners carry NJ flood…
Read MoreThe Truth About Flooding: Flood Insurance
New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by outright flooding. As such, we are now suggesting that all homeowners in NJ carry flood insurance or increase their sump overflow coverage, particularly…
Read MoreThe Truth About Flooding: FEMA Flood Insurance Preferred Pricing (as of November 2011)
In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by outright flooding. As such, we are now suggesting that all homeowners in NJ carry flood insurance or increase their sump overflow coverage, particularly if they have a…
Read MoreThe Truth About Flooding: Limitations of Basement Coverage on FEMA Flood
New Jersey Flood Insurance In the past few years, New Jersey has been affected by an increasing number of large storms. We’ve seen many customers suffer damage to their homes caused by outright flooding. As such, we are now suggesting that all homeowners in NJ carry flood insurance or increase their sump overflow coverage, particularly…
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