Posts Tagged ‘home insurance’
How Homeowners Insurance Works
When was the last time you reviewed your homeowners insurance policy? Do you know exactly what is and is not covered? With every insurance plan varying in coverage and cost, it’s important to understand what your personal policy includes. Though not every plan is the same, there are quite a few aspects of insurance that…
Read MoreIs my credit a factor in my insurance pricing?
Credit is used by nearly all insurance companies to either calculate a price or for acceptability.
Read MoreAre all insurance policies for homes the same?
Some policies are designed for less expensive homes and contain few additional coverages often found in higher end policies. Call us and we can discuss your situation and recommend different options.
Read MoreInsuring New Jersey Coastal Properties
Q: How does an investment property get valued for insurance? The best coverage will require that a building be valued at the reconstruction cost, which often is more than the cost to purchase, particularly if a building is distressed. This will allow you to have replacement cost coverage. Conversely, many policies will allow you to…
Read MoreInsurance Tips For Newlyweds
Being newly married is exciting, but it also comes with a lot of new responsibilities. One important responsibility is reevaluating your insurance coverage. Use the following tips to make sure you are adequately protected: Check Your Health Care Coverage Options Health care coverage is important because it covers the costs of preventative checkups, medications, and…
Read MoreMaintaining Your Home For A Lifetime
There is nothing quite like owning your own home. Sure, it comes along with paying a mortgage and maintaining proper upkeep, but you also have the joy of coming home after a long day to the comfort of your own surroundings. If you’re like most people, owning a home is one of the biggest investments…
Read MoreHow to Properly Insure Your Jewelry
An antique brooch from your grandmother, the engagement ring you take off and carefully place when you’re cooking. Beautiful, one-of-a-kind earrings you received as a gift. For many, jewelry isn’t simply a fashion statement. Earrings, rings, bracelets, and other items often hold sentimental value and become part of family tradition. Just as with everything that…
Read MoreWhat Type of Insurance Do Young Adults Need?
More Than Just Auto Insurance… Young adults need to make sure that they do not under-insure themselves. It is common for younger drivers to pay more for their auto insurance, since they tend to lack road experience and often do not react quickly or correctly in dangerous situations. A common technique many online and direct…
Read MoreWhether Renting or Buying, Consider These Tips for Proper Insurance Coverage
We’ve been seeing continued improvement in the residential real estate market with home sales rising, interest rates continuing at low rates, and the job market showing enough improvement that people are comfortable selling their homes. The New York Times today has posted a useful calculator to help individuals determine whether the economics of buying make…
Read MoreHome Insurance and Knob and Tube Wiring
My home was built in 1932 and I have knob and tube wiring in my walls. Is this safe? Many homes built in the before World War II had a type of wiring known as “knob and tube” originally installed. This practice has been discontinued, and modern building codes specify wires plastic, PVC or metal…
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