Posts Tagged ‘homeowners insurance’
How Homeowners Insurance Works
When was the last time you reviewed your homeowners insurance policy? Do you know exactly what is and is not covered? With every insurance plan varying in coverage and cost, it’s important to understand what your personal policy includes. Though not every plan is the same, there are quite a few aspects of insurance that…
Read MoreAre all insurance policies for homes the same?
Some policies are designed for less expensive homes and contain few additional coverages often found in higher end policies. Call us and we can discuss your situation and recommend different options.
Read MoreWhen do I need a home insurance policy?
If you live in a one to four family house and it does not contain a business, you qualify for a home insurance policy. This policy covers your home, other structures on the premises, your personal belongings, loss of use, liability, and medical payments to others.
Read MoreInsuring New Jersey Coastal Properties
Q: How does an investment property get valued for insurance? The best coverage will require that a building be valued at the reconstruction cost, which often is more than the cost to purchase, particularly if a building is distressed. This will allow you to have replacement cost coverage. Conversely, many policies will allow you to…
Read MoreWhat to Do when You Need to File an Insurance Claim
If you have suffered damage to your house, car or business and need to file a claim: Remain calm. Locate your policy number and contact your company to report the claim. A list of claims and contact numbers is available on claims help page Be sure to protect your home and car to prevent further…
Read More